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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

easy straight forward transaction

easy straight forward transaction Reviewed on: 9th January 2024

Straight forward loan from a progressive company

Straight forward loan from a progressive company Reviewed on: 9th January 2024

Very helpful and super quick, hassle free

Very helpful and super quick, hassle free Reviewed on: 9th January 2024

Overall great experience

Quick decision, good communication, excellent experience. Would certainly recommend Reviewed on: 9th January 2024

Easy to apply and set up.

Easy to apply and set up. Decision was made very quickly and the money was also given very quickly too. Great interest rates. Very happy with this loan. Reviewed on: 9th January 2024

Above and beyond.

The process of getting a loan was amazingly helpful. I had not long had a credit card with Zopa when they offered me a pre-approved loan based on one of their services they offered that helped me to tidy up my finances. It was fully explained, quick and easy and once accepted my loan was in my account within a couple hours. I would definitely highly recommend Zopa for their great service and my credit score has shot up following not just their loan but the financial advice offered. Reviewed on: 9th January 2024

Zopa - great loan provider

Loan got approved within minutes and money was in my account within a couple of hours. Cannot fault Reviewed on: 9th January 2024

I found this company to be easy to go through the pr...

I found this company to be easy to go through the process of a loan they made me feel I could trust them to take Me through the best guidance to wards the way I borrowed money plus help me see the way forward with the life of my loan. There is a on line account, and you are in control with seeing your loan be paid. You can pay extra towards payments if you want to. I.would recommend to anyone I knew to research this company and use them. They are the best and there to support you wherever they can . Fantastic experience using these guys. Thank you Reviewed on: 9th January 2024

Zopa offer great loans at great prices with a custom...

Zopa offer great loans at great prices with a customer service back up second to none.i have used there loans for many years with absolutely no issues what so ever Reviewed on: 9th January 2024

Fast and efficient service!

Fast and efficient service!I couldn’t believe how easy it was and the funds were available immediately! Brilliant bank! Reviewed on: 9th January 2024

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