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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Zopa make it so easy to manage my account and make e...

Zopa make it so easy to manage my account and make extra payments! It’s really rewarding watching that balance reduce each time! Reviewed on: 9th January 2024

Quick and easy service- got accepted without much ha...

Quick and easy service- got accepted without much hassle Reviewed on: 9th January 2024

Easy application, very quick decision,money in bank...

Easy application, very quick decision,money in bank in less than an hour. Seamless! Reviewed on: 9th January 2024

Granted my loan with affordable interest

Granted my loan with affordable interest Reviewed on: 9th January 2024

Outstanding

It was easy to organise and the staff were very polite and helpful. Reviewed on: 9th January 2024

Brilliant service easy quick and great appp for trac...

Brilliant service easy quick and great appp for tracking payments and seeing early payment amount Reviewed on: 9th January 2024

Been with zopa for a few years now and have never ha...

Been with zopa for a few years now and have never had any issues. Easy to follow app and great service. Really good offers. Would highly recommend. Reviewed on: 9th January 2024

Friendly quick response quick transfer and easy to c...

Friendly quick response quick transfer and easy to contact Reviewed on: 9th January 2024

Positive Loan Experience with Zopa

I recently had a positive experience with Zopa and I wanted to share my thoughts. Here are key aspects that stood out to me: **Transparency:** - The terms and conditions were presented clearly, and there were no hidden fees. - I appreciated the transparency in outlining all costs associated with the loan. **Interest Rates:** - The interest rates offered Zopa were competitive, making it a financially sensible choice. - I felt that the rates were reasonable compared to other options. . **Borrowing Experience:** - The overall borrowing process was smooth, and I encountered no major hurdles. Reviewed on: 9th January 2024

Very courteous and professional throughout my loan a...

Very courteous and professional throughout my loan application and it was very quick once agreed. Top service provider. Reviewed on: 9th January 2024

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