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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy application, good rate.

Easy application, good rate. Would definitely use again. Reviewed on: 9th January 2024

Everything is so straightforward and without any haz...

Everything is so straightforward and without any hazzles etc. Top notch company to deal with as no problems that can't be sorted. Reviewed on: 9th January 2024

I had a pleasant experience with you, I am very sati...

I had a pleasant experience with you, I am very satisfied Reviewed on: 9th January 2024

quick and easy to deal with very friendly service

quick and easy to deal with very friendly service Reviewed on: 9th January 2024

Seamless

A seamless process from the beginning to the end, great app as well Reviewed on: 9th January 2024

Needed a loan, was swift and easy.

Needed a loan, was swift and easy. Process went smoothly, it's how it should be! Reviewed on: 9th January 2024

Would definitely recommend

App that's easy to navigate, with everything laid out clearly and all the information I need; customer services are friendly and helpful on the phone. I would definitely recommend Zopa to friends. Reviewed on: 9th January 2024

Best exeperience from many before

Found decidion instant, clear and quick payment, also settled early, same day of clearing i had an email confirmation confirming closed and thanking for custom, had many loans and car finance with high street lenders and not a patch on Zopa, excellent efficiency, would be my preffered place to go if rates are still competite in the future Reviewed on: 9th January 2024

Very well maintained provider

Well I put in for a personal loan everything was made super easy the app is excellent they text when payment is due a reminder very helpful Reviewed on: 9th January 2024

Brilliant no trouble at all never bother me with stu...

Brilliant no trouble at all never bother me with stupid stuff Reviewed on: 9th January 2024

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