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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Quality loan company

Very easy application and process a quick response have used Zopa before and would use again Reviewed on: 9th January 2024

A nurturing, efficient, and responsible lender.

Had a requirement to get funds for remedial work in my home. Got a personal loan, the cash was accessible quickly, there is access to information on the account 24 hrs a day. Very happy with the ethical process of this lender. Reviewed on: 9th January 2024

Top Draw

Very professional efficient hassle free much appreciated! Reviewed on: 9th January 2024

So quick and easy to apply and such a quick decision.

So quick and easy to apply and such a quick decision. The personal loan has excellent repayment options. Highly recommended to anyone. Thank you so much Reviewed on: 9th January 2024

Totally efficient, app is great.

Totally efficient, app is great. Customer service is quick and has always been helpful. App is also good for tracking credit rating and suggesting ways to improve it. Reviewed on: 9th January 2024

Easy Application process.

Easy Application process. It was prompt response and big relief. Reviewed on: 9th January 2024

Excellent Company

Liam application approved and money was paid in very quickly excellent company Reviewed on: 9th January 2024

Straight forward process.

Straight forward process regards the loan. Reviewed on: 9th January 2024

Rate was very competitive, easy to understand proces...

Rate was very competitive, easy to understand process and very timely payout. Reviewed on: 9th January 2024

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