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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

A quick and simple way to arrange a loan at a econom...

A quick and simple way to arrange a loan at a economic rate with no hassle. Reviewed on: 9th January 2024

The first bank to give me a chance

The first bank to give me a chance Reviewed on: 9th January 2024

It was straightforward application

It was straightforward application Reviewed on: 9th January 2024

Swift decision, quick delivery.

Swift responses, quick decisions and quick cash. Great rates and an easy use app. What more do you need? Reviewed on: 9th January 2024

Application was simple and understandable, there was...

Application was simple and understandable, there was no nonsense when applying, setting up direct debit and even logging into my account, I would highly recommend. Reviewed on: 9th January 2024

Financial excellence

So easy to use and they keep you updated Reviewed on: 9th January 2024

Very helpful and offer.

Very helpful and offer.a great service Reviewed on: 9th January 2024

No hidden small print.

Straight forward service with no hidden small print. Reviewed on: 9th January 2024

Good service, easy to use app and apply online.

Good service, easy to use app and apply online. Reviewed on: 9th January 2024

Really good customer service and the app is very eas...

Really good customer service and the app is very easy to use Reviewed on: 9th January 2024

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