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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Super provider!

Prompt service, flexibility and good user interface. Reviewed on: 9th January 2024

10/10 excellent great would reccomend

10/10 excellent great would reccomend Reviewed on: 9th January 2024

Quick and easy application.

Quick and easy application. money in my account very quick - able to change payment date was very simple too Reviewed on: 9th January 2024

Customer first simplicity

Slick, fair and easy to do business with Reviewed on: 9th January 2024

Delighted with the excellent level of customer servi...

Delighted with the excellent level of customer service received from start to finish of my application. Reviewed on: 9th January 2024

Fast and easy with no fuss!

Fast and easy with no fuss! Excellent interest rates and speedy deposit. Reviewed on: 9th January 2024

Great company, so easy to use app too

Great company, so easy to use app too Reviewed on: 9th January 2024

The experience is very good thank you

The experience is very good thank you Reviewed on: 9th January 2024

Efficient and quick application process

Efficient and quick application process Reviewed on: 9th January 2024

Loan application I applied for a loan...

Quick efficient experience when I applied for a loan no awkward questions quick response cash was available practically immediately Reviewed on: 9th January 2024

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