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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy - says it all !

Easy to arrange online , money was in my account in no time , it couohave been an easier Reviewed on: 9th January 2024

Excellent

Quick and simple, was very helpful Reviewed on: 9th January 2024

Easy to use website, all questions answered.

Easy to use website, all questions answered. Money transferred straight away Reviewed on: 9th January 2024

User friendly

Good products and utilities - e.g borrowing power; in-app management of loan. Ability to make catch up payments easily. Reviewed on: 9th January 2024

Zopa simple review

Quick application, user friendly. Reviewed on: 9th January 2024

Easy, simple and clear process of getting loan

Easy, simple and clear process of getting loan Reviewed on: 9th January 2024

Clear, transparent and efficient.

Clear, transparent and efficient. Would use them again . Very competitive rates Reviewed on: 9th January 2024

Easy online application-did have a question though,...

Easy online application-did have a question though, rang up and was able to speak to a representative right away and got my answer straight away Reviewed on: 9th January 2024

Simple and easy experience

Simple and easy experience and would use again Reviewed on: 9th January 2024

User friendly app, & great service

Was easy to get approved & their app is easy to use to manage payments.VEry user friendly service Reviewed on: 9th January 2024

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