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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Zopa are fantastic.

5
Zopa are fantastic. No fuss no long phone calls to get your life story. Had a loan whcih i paid off wuth another loan and all sorted within 24hrs... amazing thankyou Zopa Reviewed on: 9th January 2024

Brilliant

5
Loan from them over 5years and it’s been great easy no hassle service. Reviewed on: 9th January 2024

Love the app, easy to use and getting loan was a nic...

5
Love the app, easy to use and getting loan was a nice experience as not stressful. It was straightforward Reviewed on: 9th January 2024

Easy access , making changes online

5
Easy access , making changes online Reviewed on: 9th January 2024

All went very smoothly and without issues.

5
All went very smoothly and without issues. The online account is more than good, I use the mobile app as well which is very convenient Reviewed on: 9th January 2024

For loan zopa is the best helpful staff easy to give...

5
For loan zopa is the best helpful staff easy to give back monthly payments when I have hard time zopa help me a lot thanks zopa Reviewed on: 9th January 2024

Very easy process to apply personal loan and decisio...

5
Very easy process to apply personal loan and decision made in few hours and really felt comfortable. Reviewed on: 9th January 2024

One happy customer

5
Very happy with process, very simple and very quick Reviewed on: 9th January 2024

Loan application easy and quick response

5
Loan application easy and quick response Reviewed on: 9th January 2024

Zopa rocks

5
The best company for loans OK Si podemos intentarlo para Semana Santa, sería increíble ya que toda la familia saldrá. X Reviewed on: 9th January 2024

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