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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Never had any problems with zopa

Never had any problems with zopa Reviewed on: 9th January 2024

The application process was smooth and easy.

The application process was smooth and easy. Their response was in good time Reviewed on: 9th January 2024

No-one better

Easy to deal with, everything sorted straight away and mobile app grew at to use. Reviewed on: 9th January 2024

Fantastic service

Fantastic service that was given to myself Reviewed on: 9th January 2024

Borrowed from Zopa a few times and zero problems

Borrowed from Zopa a few times and zero problems, the app is really great Reviewed on: 9th January 2024

A very helpful company, worth recommending

Everything it’s easy and clear,I recommend, quick acceptance, quick transfer to the account, Reviewed on: 9th January 2024

Easy to apply for and arrives in your bank account i...

Easy to apply for and arrives in your bank account in a few hours Reviewed on: 9th January 2024

Loans and Credit Cards

Loan was easy to apply for and everything done on line Reviewed on: 9th January 2024

great deal, all smooth and nothing to complain about

great deal, all smooth and nothing to complain about Reviewed on: 9th January 2024

Fantastic service and such a godsend when needed

I needed a loan to consolidate some of my debts. I applied and within 5 minutes the money was in my account. Absolutely unbelievable. Fabulous stress free service. Would recommend to anyone. Thank you zopa Reviewed on: 9th January 2024

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