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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy application quick response.

Easy application quick response.very good from start yo ginush Reviewed on: 9th January 2024

I’ve never Tracey.loanhad a problem with Zopa.

I’ve never had a problem with Zopa. the form was easy to fill out and had a descision within hours. Reviewed on: 9th January 2024

Excellent value and a very quick decision

Zopa offers excellent value, an extremely quick decision and the funds are available almost immediately. The website is simple to use and the app keeps you up so date. What’s not to like? Reviewed on: 9th January 2024

Seamless service from the start.

Seamless service from the start. Application process very simple & user friendly Reviewed on: 9th January 2024

Great responsive and professional great loan company

Great responsive and professional Reviewed on: 9th January 2024

Money in minutes!

I applied and received the money in my bank all within 10 minutes. The app is user friendly and the whole process was really quick and simple would recommend to anyone! Reviewed on: 9th January 2024

Excellent

Easy application, Hassle free, quick money transfer, good communication (email) no hard credit checks, easy sign up on website Reviewed on: 9th January 2024

Simply the best and easiest loans

So easy to apply, money was paid very quickly, everything was clear and simple, the app is fantastic, not just for the loan I have but for all other products too. Reviewed on: 9th January 2024

I've had two loans with zopa and will use them again.

I've had two loans with zopa and will use them again. The app is fantastic and now looking to use them for savings account. The insights section is also great. Reviewed on: 9th January 2024

Great communication, money sent promptly

Great communication, money sent promptly Reviewed on: 9th January 2024

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