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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Always been there when I've needed them

I have used Zopa for many years now for loans to purchase cars or pay for home improvements and they have always been there for me! Reviewed on: 9th January 2024

easy to sort, no hassle and user friendly

It was relatively easy to sort, no hassle, user friendly experience Reviewed on: 9th January 2024

Excellent.

Excellent. I applied, provided what was needed and within an hour I received my approval and money in my account a short time later. Reviewed on: 9th January 2024

No Fuss application .

No Fuss application and quick decision. Very fast funds transfer and a competitive interest rate. Highly recommend Zopa. Reviewed on: 9th January 2024

Great service online.

Great service online. Hassle free. Woudk recommend Reviewed on: 9th January 2024

Life saver

Saved my life when I was drowning in repayments, the monthly deduction that I have to pay monthly is bearable and there’s enough left over for other bills Reviewed on: 9th January 2024

a very easy company to deal with and transac...

Zopa is a very easy company to deal with and transactions are swift and easy to understand. Applications are easy and responses are very prompt in their decision making thank you zopa Reviewed on: 9th January 2024

Best company I have dealt with for personal loans.

I have several personal loans with Zopa and have found the process of applying and receiving decisions/monies very quick and transparent. The company keeps me up to date with payment history, etc., and is generally very professional across the board. Reviewed on: 9th January 2024

Zopa was listed top on my loan search, application w...

Zopa was listed top on my loan search, application was quick and simple. Positive response was prompt and funds transferred efficiently. Reviewed on: 9th January 2024

Easy application, quick decision, fast fund transfer

I found the application process simple and straightforward. I received a quick decision and had the loan funds in my account almost immediately, Reviewed on: 9th January 2024

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