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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy to apply.

Easy to apply. Quick decision & lots of useful advice about managing finances. App is fantastic way of seeing exactly where you’re at. Reviewed on: 9th January 2024

Excellent offers and fast decisions.

Excellent offers and fast decisions would definitely use again. Highly recommended Reviewed on: 9th January 2024

Great service fast and easy to set up very good cust...

Great service fast and easy to set up very good customer support with up dates on my account Reviewed on: 9th January 2024

A very happy Zopa customer

I've had a couple of personal loans with Zopa and found these to be "By Far" the best rates. These loans are also extremely easy to arrange, and the money is made available very soon after approval. The APP is easy to use and gives up-to-date info on all your Zopa dealings in one placed. I really can't think of any draw-backs. Reviewed on: 9th January 2024

I would recommend zopa

I've use zopa for a number of loans and credit card always found them helpful and they tell you what you can borrow up front no long application only to be rejected.. Reviewed on: 9th January 2024

Had a loan for wedding needed quick in bank very qui...

Had a loan for wedding needed quick in bank very quick easy app to see progress payments Reviewed on: 9th January 2024

needed a new boiler last winter was very quick and h...

needed a new boiler last winter was very quick and hassel free Reviewed on: 9th January 2024

Fuss free finance...

No frills no fuss competitive rate and no penalty for early pay off would use Zopa again Reviewed on: 9th January 2024

Perfect loan with good APR%, already recommended to...

Perfect loan with good APR%, already recommended to few people at work and friends Reviewed on: 9th January 2024

The process was very and easy to do

The process was very and easy to do Reviewed on: 9th January 2024

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