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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Very quick and simply to use service.

Very quick and simply to use service. Reviewed on: 9th January 2024

Used 3 times. An excellent company to deal with.

Very quick and easy application. Excellent communication and a great app that gives very detailed information about my loan, repayment schedule and how much I’ve already paid off. I have used Zopa three times now over the past ten years and have found the experience excellent each time. I would happily recommend them. Reviewed on: 9th January 2024

Very happy

Offered the best rate at the time and the money was in my account within an hour, the app is very good too Reviewed on: 9th January 2024

I got the loan super fast on the same day I applied...

I got the loan super fast on the same day I applied and have had no issues since Reviewed on: 9th January 2024

Third Loan through Zopa. A customer for over 10 years.

It’s very easy to navigate through the app. Payment milestones are clear. Charges are reasonable. Reviewed on: 9th January 2024

Took a loan out with Zopa to consolidate debts

Took a loan out with Zopa to consolidate debts, easy to apply, fast decision, excellent communication, good interest and low monthly payments, would definitely use again Reviewed on: 9th January 2024

Easy to apply., quick and great app

Easy to apply. You know what you are getting and has a great app Reviewed on: 9th January 2024

Brilliant & always keep in touch,,I'll be happy to d...

Brilliant & always keep in touch,,I'll be happy to do business again Reviewed on: 9th January 2024

Easy to arrange

Easy to arrange good interest rates and excellent customer service, would recommend this company Reviewed on: 9th January 2024

Easing of Worry

The transaction was quick and simple Reviewed on: 9th January 2024

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