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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Great company

5
Great company easy to apply.for loan, received money really quickly and app is easy to use and can track loan. Reviewed on: 9th January 2024

Great experience and straight forward to setup.

5
Great experience and straight forward to setup... money was in my account instantly Reviewed on: 9th January 2024

Quick decision time with reasonable rates.

5
Quick decision time with reasonable rates. Also paid into bank on same day. Reviewed on: 9th January 2024

Easy hassle free experience cant fault the customer...

5
Easy hassle free experience cant fault the customer service i received from zopa would recommend to family and friends Reviewed on: 9th January 2024

They were really fast and efficient in the whole pro...

5
They were really fast and efficient in the whole process. Staff that I spoke to were really friendly and helpful. Reviewed on: 9th January 2024

Quick and easy from start to finish

5
Quick and easy from start to finish Reviewed on: 9th January 2024

Not a lot of hassle done quickly

4
Not a lot of hassle done quickly Reviewed on: 9th January 2024

Easy to deal with .

5
Easy to deal with . Fast service Reviewed on: 9th January 2024

There has been no hesitation and i have always got e...

5
There has been no hesitation and i have always got excellent customer service very helpful assistance and very understanding Reviewed on: 9th January 2024

Zopa is a life saver, what I can’t achieved in the n...

5
Zopa is a life saver, what I can’t achieved in the next 10 years, Zopa brought a long lasting smiles to my family. Interest rate is convenient and pay back time is not stressful. I am recommending Zopa to all family and friends. Reviewed on: 9th January 2024

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