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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Simple and all online so no un-nessasary paperwork etc

Simple and all online so no un-nessasary paperwork etc Reviewed on: 9th January 2024

Simple application process!

Application was extremely simple, interest rate was fair (compared to current available) and money was transferred instantly! Reviewed on: 9th January 2024

Excellent service from start till finish, quick n easy

Excellent service from start till finish, quick n easy Reviewed on: 9th January 2024

Easy communication, no problems with the loan.

Easy communication, no problems with the loan. Good app. Reviewed on: 9th January 2024

When I took out the loan the money was in my account...

When I took out the loan the money was in my account within 48hrs. I never had any problems with there service and I love the fact that they send me a reminder on a monthly basis. I use the app which is easy and I can see my statement etc. I would recommend zopa to family and friends Reviewed on: 9th January 2024

Quick and easy process to apply for personal loan.

Quick and easy process to apply for personal loan. Very great service provided Reviewed on: 9th January 2024

Just very quick & easy.

Just very quick & easy. Straight forward Reviewed on: 9th January 2024

Best by far.

Best by far. Best rates. Excellent service. Quick turnaround Reviewed on: 9th January 2024

Stick with them for better APR rates

Had a loan with zopa but due to bad credit history it came with a high APR. After having my loan a while, Zopa offered me a better loan. It meant borrowing a little more money but at half the APR rate of my previous loan Reviewed on: 9th January 2024

Efficient good loan company

Good app to track loan payments great company for loans quick and efficient Reviewed on: 9th January 2024

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