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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Helpful and speedy service

5
Quick and efficient process for arranging lisnandoney in my bank within days. Reviewed on: 9th January 2024

Responsibility

5
I feel happy with Zopa because of the way they give you confidence and responsibility. Reviewed on: 9th January 2024

They was really good from start to finish kept me up...

5
They was really good from start to finish kept me up to date with what was going on Reviewed on: 9th January 2024

Very easy form to fill out and a very quick decision.

5
Very easy form to fill out and a very quick decision. My partner recommended Zopa and I will do the same.AAAAAAAAA************** Reviewed on: 9th January 2024

Easy process and information was pitched at the corr...

5
Easy process and information was pitched at the correct level to ensure it was easy to understand. Reviewed on: 9th January 2024

Refreshingly easy

5
Applying for loan was simple and the money was in my account the next day Reviewed on: 9th January 2024

Very efficient, easy application!

5
Very efficient, easy application online, with a very quick approval. Documentation clear and communications to date have been easy and effective. A good rate of interest at the time and the loan, after not having had any borrowings for a number of years, has dramatically helped my overall credit score. One very happy Customer. Reviewed on: 9th January 2024

Satisfied experience! al loan term and f...

5
I'm coming to the end of my personal loan term and found the experience throughout to be completely satisfactory and troublefree and would recommend Zopa to friends/family wishing to take advantage of applying for a personal loan. Reviewed on: 9th January 2024

The whole process was so quick and easy and the cust...

5
The whole process was so quick and easy and the customer service was excellent. Reviewed on: 9th January 2024

Rewelacyjna firma..

5
Po raz drugi korzystam z usług firmy ZOPA i jestem bardzo zadowolony. Wszystko bardzo czytelne i jasne. Reviewed on: 9th January 2024

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