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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Everything was so easy and understandable no confusi...

5
Everything was so easy and understandable no confusion whatsoever. Reviewed on: 9th January 2024

very good service from start to finish

5
very good service from start to finish Reviewed on: 9th January 2024

Excellent efficient service seamless from start to f...

5
Excellent efficient service seamless from start to finish Reviewed on: 9th January 2024

The on line application process was simple to unders...

5
The on line application process was simple to understand and took no more than a couple of minutes. To be honest I was surprised at just how easy it was. The money was in my bank within a day Reviewed on: 9th January 2024

Quick decision and money in bank straightaway

5
Quick decision and money in bank straightaway Reviewed on: 9th January 2024

Best for loans

5
Love them so quick and easy now on second loan no issues great app too Reviewed on: 9th January 2024

About my loan

5
They were very quick, in every thing Reviewed on: 9th January 2024

So easy and smooth would never go anywhere else for...

5
So easy and smooth would never go anywhere else for a loan Reviewed on: 9th January 2024

5 Star rating

5
Not complicated, friendly, and very straight forward. Reviewed on: 9th January 2024

Thorough, fast and excellent customer service

5
Thorough, fast and excellent customer service Reviewed on: 9th January 2024

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