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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69091)

My experience was excellent.

My experience was excellent. Very helpful and lovely to do business with them Reviewed on: 9th January 2024

Very easy to set up, and quick to sort any...

Very easy to set up, and quick to sort any issues out Reviewed on: 9th January 2024

Loan application

Very easy to apply and very quick Reviewed on: 9th January 2024

Very good service.

Very good service. Easy to apply for loan and decision given quickly. Very efficient staff. Reviewed on: 9th January 2024

Zopa loan

Very friendly and helpful sorting out my requirements Reviewed on: 9th January 2024

When I need financial assistance ZOPA was there for...

When I need financial assistance ZOPA was there for me with very competitive rates. Reviewed on: 9th January 2024

Staff have a great understanding of processes and sh...

Staff have a great understanding of processes and show care and empathy where needed. Reviewed on: 9th January 2024

Easy enough to apply for load and very understanding

Easy enough to apply for load and very understanding Reviewed on: 9th January 2024

Very easy to use with minimal fuss

Very easy to use with minimal fuss Reviewed on: 9th January 2024

Quick and professional servicef...

Quick and professional service with the funds available than promised. Easy setting process and happy to use Zopa again. I have also told recommend Zopa to friends and family Reviewed on: 9th January 2024

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