Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Quick, easy, fair and transparent - would highly rec...

Quick, easy, fair and transparent - would highly recommend Reviewed on: 9th January 2024

The best loan ever

Quick apllication 5 min money on the account Reviewed on: 9th January 2024

Was suddenly in a position where I needed to may som...

Was suddenly in a position where I needed to may some fees I had been led to believe weren’t necessary. I needed to get it sorted in 48 hours. Zopa helped straight away. Money was with me quickly. It was really easy to make the claim. Would definitely recommend and if needed use them again Reviewed on: 9th January 2024

The Best loan company ever

Easy to use, straightforward paperwork, funds available immediately, what’s not to like Reviewed on: 9th January 2024

Easy and quick

Easy and quick, would use Zopa again Reviewed on: 9th January 2024

Better than others with apr and excellent experience...

Better than others with apr and excellent experience from start to finish Reviewed on: 9th January 2024

Great communication and app is very easy to use.

Great communication and app is very easy to use. Reviewed on: 9th January 2024

Great,so straightforward.

Great,so straightforward.fast and efficient Reviewed on: 9th January 2024

Very efficient and professional service and fast

Very efficient and professional service and fast Reviewed on: 9th January 2024

Easier than I thought it would be...

It was easy to apply for a loan, and the whole process from beginning to end was highly professional and very efficient. The telephone operator was very informative and put me at ease through what I wrongly thought would be a stressful experience. Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from LiveLend 3.96 from 25 reviews
Personal loan
from Tesco Bank 4.00 from 83 reviews
Loans
from Wolverhampton City Credit Union 3.81 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub