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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Very easy application process

Very easy application process and speedy response. Reviewed on: 9th January 2024

Made debt consolidation easy

Made debt consolidation easy and left less stressed Reviewed on: 9th January 2024

Transparent and simple.

Transparent and simple. I had the best experience and will always recommend zopa as my best choice. Reviewed on: 9th January 2024

Effortless relationship.

Smooth and streamline from the start. No hidden issues Reviewed on: 9th January 2024

Great service and always willing to help

Great service and always willing to help Reviewed on: 9th January 2024

Excellent company with excellent service

Excellent company with excellent service Reviewed on: 9th January 2024

Personal loan application

Applied for a personal loan which was approved and disbursed in just a few minutes. Easy application process and quick service. Highly recommend. Reviewed on: 9th January 2024

Easy to arrange quick response , app is easy to...

Easy to arrange quick response , app is easy to use Reviewed on: 9th January 2024

100% excellent

I have had 2 personal loans with Zopa. They excellent. Always available to speak with you. Money is in your account within the hour if being accepted. Will carry on using them. Thank You Zopa amazing Reviewed on: 9th January 2024

Zopa offers personal service

I can’t find anything wrong about the Zopa every time I needed anything they were so professional Reviewed on: 9th January 2024

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