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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

very good service gfhjj Bhutan fight

very good service gfhjj Bhutan fight Reviewed on: 9th January 2024

No hassle ,and let me know when the payments are rea...

No hassle ,and let me know when the payments are ready to come out Reviewed on: 9th January 2024

Quick financial access

Brilliant service... hassle free Reviewed on: 9th January 2024

Zopa user interface and loan application process is...

Zopa user interface and loan application process is quite easy to use and understand. I like the fact that customers get automated email regarding due payment time and also offers available. Reviewed on: 9th January 2024

Quick, easy, competitive and excellent service

I found zopa through clear score while trying to consolidate all of my borrowing into one outgoing payment, the first thing that struck me was their very competitive rate. I expected it to be quite a complicated process but the application was simple and straightforward, the decision was quick and the money was transferred straight away! Excellent service Reviewed on: 9th January 2024

the experience is both quick thorough and diligent i...

the experience is both quick thorough and diligent in that it is conscious of not allowing over stretch on credit and keeping you right up to date on the status of your borrowings. The big banks could learn a thing or two about intelligent customer servicing.... Reviewed on: 9th January 2024

Fast and Easy online

Fast and fuss free application All done online very simple and quick decision. I would definitely recommend and use again in future Reviewed on: 9th January 2024

You get a quick decision when you apply for a loan...

You get a quick decision when you apply for a loan and it’s manageable to pay back Reviewed on: 9th January 2024

Quick and easy, funds released without hassle

Quick and easy, funds released without hassle Reviewed on: 9th January 2024

World class service

World class service on time provided me with the right personal loan Reviewed on: 9th January 2024

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