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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Excellent

Was quick , no hassle and money was in my account within a few hours Reviewed on: 9th January 2024

Zopa a winner

Excellent from start to finish. Easy and efficient. Reviewed on: 9th January 2024

Easy application process and good communication from...

Easy application process and good communication from start to finish. Reviewed on: 9th January 2024

Easy to apply.

Easy to apply. Updated about my loan regularly Reviewed on: 9th January 2024

Superb service. Quick and easy.

Quick, easy, efficient. Good communication. Received payment really quick. Website was easy to navigate andi got to get what I wanted really quickly. I was emailed by someone at Zopa woth in hours of applying and did what they told me to do and was sorted quick Reviewed on: 9th January 2024

Great service & company

Always quick, polite & informative. No messing about & couldn't be more helpful Reviewed on: 9th January 2024

Patient, sensitive and made it easy

I took out a personal loan for some home improvements and was impressed with how I was treated particularly when I hadn’t sent the correct documents - they were patient with me and made the process as straight forward as possible and were very quick with getting the money to my bank account. Many thanks! Reviewed on: 9th January 2024

Fast decision same day compilation

Fast decision same day compilation Reviewed on: 9th January 2024

Amazing service

Just the fastest and most efficient I've ever seen. I applied and received the money within an hour. Unbelievable service Reviewed on: 9th January 2024

Very direct.

Very direct. Easy to use. Good rate but could always be better Reviewed on: 9th January 2024

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