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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Great honest service..

Great honest service, their app is brilliant all my finances in one place, great customer service and products. I’ve been very pleased with my products. Reviewed on: 9th January 2024

An excellent service provider , ensured loan was a s...

An excellent service provider , ensured loan was a simple process Reviewed on: 9th January 2024

Love the app, no problems what so ever, was fast to...

Love the app, no problems what so ever, was fast to get the money! Reviewed on: 9th January 2024

5Star Zopa!

This is the second loan I've taken out with Zopa, the first being towards a car and the current one to help out with bits around the house. I couldn't rate them highly enough, fantastic rates and a really useful app to help keep on top of your payments. 5* from Me! Reviewed on: 9th January 2024

The whole process come down to applying was so simpl...

The whole process come down to applying was so simple and easy. Reviewed on: 9th January 2024

Zopa - Excelent service.

I have taken my second loan with Zopa and have had an excelent experience both times. Simple and efficient service with good rates. Recommended! Reviewed on: 9th January 2024

Good, quick, efficient service

Good, quick, efficient service had answer and funds , very quick Reviewed on: 9th January 2024

All good never had a problem good rates of interest...

All good never had a problem good rates of interest on loans Reviewed on: 9th January 2024

Easy, efficient, effective, smooth, and simple service

Easy application process, efficient and effective communications throughout, smooth approval procedure, fast pay-out, and a 'simple to use' Smartphone App to monitor and manage on a regular basis once the loan was in place. Reviewed on: 9th January 2024

Excellent Service

The service was excellent and funds disbursed within minutes. Reviewed on: 9th January 2024

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