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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy to apply, clear user interface.

Easy to apply, clear user interface. Reviewed on: 9th January 2024

Hi good hi hi .

Hi good hi hi ..........h......yjh Reviewed on: 9th January 2024

Great and easy process to complete Loan.

Great and easy process to complete on Loan. Funds received an hour after signing agreement even though it was Saturday evening when I applied. From then on, it’s been really easy to keep up to date in the app and make additional payments, which I was happy to see brought my future monthly payments down. Reviewed on: 9th January 2024

Awesome company making it easy for everyone

Awesome company making it easy for everyone Reviewed on: 9th January 2024

Quick, straightforward and fair.

I have had several loans through Zopa, in every instant they have been quick and fair and i have also been offered the opportunity to get better rates as a reliable customer. I can overpay or repay whenever i want to without getting stung for extra charges, i cant recommend them enough. Reviewed on: 9th January 2024

I was really impressed with the rates I was offered...

I was really impressed with the rates I was offered and the loan was paid in to my bank really quick Brilliant Reviewed on: 9th January 2024

They have been amazing from start to finish with me...

They have been amazing from start to finish with me & I always highly recommend them Reviewed on: 9th January 2024

Simply helpful in todays financial situation

Applying was so quick and easy and the app allows me to manage everything easily. Zopa keeps me informed on everything including finance offers and credit management Reviewed on: 9th January 2024

I have had a very good experience.

I have had a very good experience. Money came swiftly and app is very easy to use. Reviewed on: 9th January 2024

Zopa excellent

Excellent service from start to finish Reviewed on: 9th January 2024

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