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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa is the best!

Zopa made the loan process easy...thank you! Reviewed on: 9th January 2024

Quick and easy, everything is explained and works as...

Quick and easy, everything is explained and works as it should Reviewed on: 9th January 2024

Very happy with my loan and service I received was v...

Very happy with my loan and service I received was very smooth and I like using the app to keep a track of it Reviewed on: 9th January 2024

Se10cond loan with zopa always been brilliant

Second loan with zopa always been brilliant Reviewed on: 9th January 2024

My experience was amazing.

My experience was amazing. I received my loan offer in minutes and within 24 hours I had access to my loan. The terms are very clear and the process is straight forward. The online portal is easy to use and to check up on the status of your loan. The customer service is kind, friendly and easy to get in touch with. I would recommend Zopa to everyone I know. Reviewed on: 9th January 2024

Zopa help me set up my own business.

Zopa help me set up my own business. For that I am so grateful! Reviewed on: 9th January 2024

Value for money

Needed help and Zopa was there and repayments are very affordable Reviewed on: 9th January 2024

Very good

It's easy to apply and track finances in app Reviewed on: 9th January 2024

Very easy and simple to apply.

Very easy and simple to apply. Competitive interest rates Reviewed on: 9th January 2024

Zopa loan

Overall excellent experience , great customer service, great product Reviewed on: 9th January 2024

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