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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa Loan

Zopa provided a fast efficient service, with no fuss Reviewed on: 9th January 2024

Quick response to application.

Quick response to application. Account able to be monitored via a very easy to use app. Reviewed on: 9th January 2024

Got a personal loan when no other company would help

Got a personal loan when no other company would help Reviewed on: 9th January 2024

Zopa loan

Interest rate reasonable monthly payments affordable Reviewed on: 9th January 2024

Got a personal loan everything was quick and easy.

Got a personal loan everything was quick and easy. Reviewed on: 9th January 2024

Excellent, no nonsense company

Extremely quick and easy from application to having the money in my bank Reviewed on: 9th January 2024

Quick was in my account within 30 mins thank...

Quick was in my account within 30 mins thank you Reviewed on: 9th January 2024

helped straight away...

Needed money to help me and hey helped straight away Reviewed on: 9th January 2024

Prompt service

I called and within 10 minutes I had secured a loan Reviewed on: 9th January 2024

Best Provider for Personal Loan

Really easy to apply and very easy and clear to understand… customer service and website is really excellent and very customer focused. All in all a really quality service Reviewed on: 9th January 2024

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