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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent and easy to use service

Excellent and easy to use service Reviewed on: 8th January 2024

Everything was easy and straight forward.

Everything was easy and straight forward. A decision straight away and had the money within the hour. Everything easy to see on the app to keep track. Would recommend Zopa to anyone. Reviewed on: 8th January 2024

Whole experience was easy and straight forward

Whole experience was easy and straight forward Reviewed on: 8th January 2024

Fantastic company, fantastic service, the online app...

Fantastic company, fantastic service, the online app is so easy to use, I am a very happy customer. Reviewed on: 8th January 2024

So easy to use and so fast as well.

So easy to use and so fast as well. Reviewed on: 8th January 2024

Excellent service, hassle free.

Excellent service, hassle free. Immediate delivery Reviewed on: 8th January 2024

Fantastic service

Fantastic service quick service all sorted and money in your bank within 1 hr Reviewed on: 8th January 2024

Great service and always so helpful.

Great service and always so helpful. East to use and reliable. Reviewed on: 8th January 2024

Feel like the interest couldve been lower

Feel like the interest couldve been lower Reviewed on: 8th January 2024

Very efficient and prompt in delivery

Very easy to communicate and prompt in providing the products I need. Ease of transferring funds internally and to my external Bank accounts Reviewed on: 8th January 2024

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