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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very fast and efficient .

Very fast and efficient .I didn’t wait for too long to get a response. Reviewed on: 21st January 2026

So easy to apply for this loan with clear informatio...

So easy to apply for this loan with clear information about repayment and length of term. Excellent experience THANKYOU !! Reviewed on: 21st January 2026

Have always been there when I needed them whether it...

Have always been there when I needed them whether it be for a new car or debt consolidation Zopa has always provided me with the necessary loan I needed. Reviewed on: 21st January 2026

Quick, efficient and helpful lenders

I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I was impressed with their service and attention to detail. There was a choice for the period of the loan and I made a choice that suited me. Reviewed on: 20th January 2026

Great ZOPA experience.

Everything about my experience with ZOPA has been simple and stress-free. Reviewed on: 20th January 2026

Happy with Zopa good services and help to do the th...

Happy with Zopa good services and help to do the things Reviewed on: 20th January 2026

Very quick and easy.

Very quick and easy. No problem and all online Reviewed on: 20th January 2026

Simple process. No issues.

Simple process during the application. Money could have been in the bank quicker than expected, but have had no issues since. Reviewed on: 20th January 2026

I'm without any problems, it's cheaper any another l...

I'm without any problems, it's cheaper any another lender. Reviewed on: 20th January 2026

Very informative and thorough throughout the transac...

Very informative and thorough throughout the transaction ease of use on the app and updated on a regular basis either emails or telephone calls Reviewed on: 20th January 2026

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