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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68054)

Easy would use again! -

5
Easy to navigate via the app - loan sorted quickly and easily Reviewed on: 16th January 2026
Carolyn G's avatar
Carolyn G

Straight forward and easy process

5
The whole process from start to having the funds transferred into my account were straight forward and easy a very refreshing experience in this complicated word Reviewed on: 16th January 2026
Philip l's avatar
Philip l

Very easy & using the app keeps me in control.

5
Very easy & using the app keeps me in control. Reviewed on: 16th January 2026
Andrew M's avatar
Andrew M

Was really quick and easy from start to finish

5
Was really quick and easy from start to finish Reviewed on: 16th January 2026
Amy b's avatar
Amy b

Review .

5
Really easy to use, have used a few times and being able to pay extra on the account is so helpful, the app is extremely easy and straightforward, no hidden agenda either, everything is easy to read and understand Reviewed on: 16th January 2026
Jennifer Cattlin's avatar
Jennifer Cattlin

Excellent service.

5
Excellent service. Friendly informed team that are happy to help. Reviewed on: 16th January 2026
Andrew P's avatar
Andrew P

Easiest way to manage loans

5
Easy to apply, manage and settle (if appropriate) through the app. Great communications too (eg. letting me know how processes are proceeding). Reviewed on: 16th January 2026
Cameron Thompson's avatar
Cameron Thompson

Quick easy loan.

5
Needed a loan, and i applied and recieved the loan really quickly. Really easy to apply. Reviewed on: 16th January 2026
Angela D's avatar
Angela D

Reliable and easy to repay

5
I've had numerous loans with zopa. They've all been processed quickly but efficiently. The best part is how easy it is to make an overpayment so is can repay the loan faster and with less interest. Reviewed on: 16th January 2026
Carole W's avatar
Carole W

Applying for the loan was very easy and uncomplicated.

5
Applying for the loan was very easy and uncomplicated. The online application was easy to complete and it straightforward to upload the documents to complete verification. An email was received explaining the next steps in the process. After a couple of days I had a telephone conversation with an agent from Zopa to make sure that I was happy with offer and that I understood all the legalities. Within a couple of hours the money had transferred to my bank account. Reviewed on: 16th January 2026
Sue S's avatar
Sue S

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