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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Happy customer

Really easy from start to finish Reviewed on: 16th January 2026

Dealt with Zopa a few times now, excellent service

I have dealt with Zopa a few times now for personal loans and the process has been clear and simple to follow. Being able to access lots of information on the app also makes it really easy to check on my finances any time. Reviewed on: 16th January 2026

Zopa is giving the best interest that suits my affor...

Zopa is giving the best interest that suits my affordability. Reviewed on: 16th January 2026

Clear and concise information with no hidden costs o...

Clear and concise information with no hidden costs or fees. Application was simple and easy to complete Reviewed on: 16th January 2026

Great service

Very easy to arrange my loan with lovely customer service. Reviewed on: 16th January 2026

So easy to deal with put everything in place without...

So easy to deal with put everything in place without trouble Reviewed on: 16th January 2026

Thomas’s loan

I applied for a loan and was really happy with how easy and well I was helped through the process. Reviewed on: 16th January 2026

Smallish loan needed

I was looking for a smallish loan and Zopa came up on clear score and I applied,the process was very simple,all the correct checks were carried out and passed then it was very quick that the funds were transferred Reviewed on: 16th January 2026

Staff very helpful during phone calls

Staff very helpful during phone calls Reviewed on: 16th January 2026

Excellent service, fast transaction that was of gre...

Excellent service, fast transaction that was of great help when I needed it! Well done ! Recommend! Reviewed on: 16th January 2026

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