Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Zopa had the most competitive rate, their app is rea...

Zopa had the most competitive rate, their app is really easy to navigate making it easy to manage my loan. Reviewed on: 16th April 2025

Excellent customer service and fast decisions on loan

Excellent customer service and fast decisions on loan Reviewed on: 16th April 2025

Practical and efficient process, received a smooth a...

Practical and efficient process, received a smooth and simple service. Reviewed on: 16th April 2025

Highly recommended

I have been with Zopa a while now and found the processes fast and efficient, never had to raise any issues by telephone. Reviewed on: 16th April 2025

It was so quick and easy to use Zopa.

It was so quick and easy to use Zopa. I wouldn’t hesitate in using them again. All the information is easy to understand and I can track my loan quickly using the app. Reviewed on: 16th April 2025

Zopa helped me get back on my feet

Zopa helped me out after I got fleeced my an ex and for my dog to undergo emergency surgery. If it wasn’t for them I’d have never got out of the financial difficulty my ex got me in and I’d have had to put my dog down Reviewed on: 16th April 2025

Unhesitant repeat customer

I’ve had two loans over the last few years - and I’m just about to do another. I could shop around but honestly the peace of mind I get from this outfit is just immense. Reviewed on: 16th April 2025

I have not had to deal with a person directly but th...

I have not had to deal with a person directly but the systems run smoothly and seem to work well. Lot of information given to help you manage your personal financial circumstances. Reviewed on: 16th April 2025

Great staff at Zopa

The staff at Zopa have been very helpful and understanding when I was having a few problems with Barclays and my Direct debit payments Reviewed on: 16th April 2025

Customer oriented

Extremely helpful informative and professional Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from TSB 3.96 from 23 reviews
Short-term loan
from Uberima 4.06 from 1 reviews
Loans
from South Manchester Credit Union 4.90 from 447 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub