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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I can't thank them a lot for helping me and I mean t...

I can't thank them a lot for helping me and I mean that sincerely Reviewed on: 16th April 2025

Excellent service and very quick response

Excellent service and very quick response Reviewed on: 16th April 2025

Easy to use money is in your bank account very...

Easy to use money is in your bank account very quickly Reviewed on: 16th April 2025

Great banking app

Great banking app with loan solutions & easy to apply & view progress like the new online bank & colourful debit card Reviewed on: 16th April 2025

Very straightforward and easy to apply,...

Very straightforward and easy to apply, also app is great and easy to use. Would highly recommend Reviewed on: 16th April 2025

Quick and easy app to use.

Quick and easy app to use. Great service and quick application. Reviewed on: 16th April 2025

easy application no hassle and fast decision

easy application no hassle and fast decision Reviewed on: 16th April 2025

Couldn’t fault them from start to finish

Couldn’t fault them from start to finish Reviewed on: 16th April 2025

Straight forward process ,great app easy to use

Straight forward process ,great app easy to use Reviewed on: 16th April 2025

Straight forward easy to use app.

Straight forward easy to use app. Pre approved loan status updated regularly. Competitive interest rates. Funds paid into your account within minutes. Reviewed on: 16th April 2025

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