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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great experience, easy to use and access money

Great experience, easy to use and access money Reviewed on: 16th April 2025

Really good to deal with iv never had a problem with...

Really good to deal with iv never had a problem with them Reviewed on: 16th April 2025

Great experience all around

Great experience all around will definitely recommend to family and friends Reviewed on: 16th April 2025

No fuss easy application process

No fuss easy application process Reviewed on: 16th April 2025

Excelent product

Excellent product among saving accont and debit card Reviewed on: 16th April 2025

Great service, fast & efficient, easy to track your...

Great service, fast & efficient, easy to track your repayments. Reviewed on: 16th April 2025

Great lending service

Have had 2 loans with Zopa and it has been an easy smooth experience. I have just paid my loan off early - fantastic flexible service. Reviewed on: 16th April 2025

I have good experiece i neeed personal loan

I have good experiece i neeed personal loan Reviewed on: 16th April 2025

Simple and easy

So easy to apply, decision in minutes and the app makes it so easy to manage my loan. Couldn’t recommend highly enough Reviewed on: 16th April 2025

Best service, best rates, easily manage your account

Easiest loan I have ever applied for from query to finish best service I have used at the best rates. Reviewed on: 16th April 2025

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