Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Simple and easy

So easy to apply, decision in minutes and the app makes it so easy to manage my loan. Couldn’t recommend highly enough Reviewed on: 16th April 2025

Best service, best rates, easily manage your account

Easiest loan I have ever applied for from query to finish best service I have used at the best rates. Reviewed on: 16th April 2025

I was loiking for a good deal.

I was loiking for a good deal.applied to Zopa and got a decision really fast. Just what was needed Reviewed on: 16th April 2025

Great service fast results.

Great service fast results. Easy to apply. Reviewed on: 16th April 2025

First class service.

I was impressed by the quick, straightforward service. Everyone I spoke to was friendly and very helpful. They made the whole experience very easy and I was delighted with the loan. Ever since, I get helpful updates and feel fully informed. I recommend Zopa most highly. Reviewed on: 16th April 2025

Good communications, efficient and effective.

Good communications, efficient and effective. Reviewed on: 16th April 2025

Hassle free loan application

When applying for my loan I found the experience to be simple and easy, the updates were informative and helpful Reviewed on: 16th April 2025

Great loans and rates

Have taken out a loan. Competitive rates and clear and concise documents to help understand the lian amount and terms. The fact that you can manage online through an App is great. I can payments made, amount and term left and make additional payments. Complete flexibility. Reviewed on: 16th April 2025

Good company

A quick, fair decision with Zopa. Reviewed on: 16th April 2025

Second to none service.

Im always kept informed about my payments and balance. They keep me upto date with any new offers. I cannot fault their customer service. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Lloyds Bank 4.38 from 61 reviews
Loans
from Scotwest Credit Union 4.12 from 2 reviews
Personal loan
from My Community Bank 4.81 from 3219 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub