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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Found Zopa to be straightforward with no complicatio...

Found Zopa to be straightforward with no complications, I would highly recommend Reviewed on: 16th April 2025

Quick and easy application and approval.

Quick and easy application and approval. The app is great too for tracking payments Reviewed on: 16th April 2025

Easy application , prompt service hassle free

Easy application , prompt service hassle free Reviewed on: 16th April 2025

They are quick and straightforward

They are quick and straightforward Reviewed on: 16th April 2025

Really Zopa!

I found the whole application to getting the loan process to be straightforward and simple. I find the app really helpful in managing my loan account. Reviewed on: 16th April 2025

Loan rates given before proceeding

Loan rates given before proceeding Reviewed on: 16th April 2025

Such a friendly and easy steps to obtain my loan it’...

Such a friendly and easy steps to obtain my loan it’s was simple easy and made me feel great Reviewed on: 16th April 2025

Can't fault Zopa... Really great, easy application

When applying it was very easy and I got the money in my account very quick. Can't fault zopa at all. Reviewed on: 16th April 2025

Easy to apply for, good ARP and money was transferre...

Easy to apply for, good ARP and money was transferred to my bank account quickly Reviewed on: 16th April 2025

No problems.great service

No problems. A very smooth and trouble free process. All communications timely and helpful. Very efficient in every respect and delivered in a timely manner Reviewed on: 16th April 2025

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