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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

User friendly app and useful updates, easy to apply...

User friendly app and useful updates, easy to apply for loans Reviewed on: 5th March 2025

Its my first try to do this so take me easy boss.

Its my first try to do this so take me easy boss. Joke a side I’m wondering how you guys grow that fast?i would like a visit if possible face to face Reviewed on: 5th March 2025

Getting a loan was easily repayable terms was quick...

Getting a loan was easily repayable terms was quick and hassle free. I would not hesitate to recommend it. Reviewed on: 5th March 2025

I hadn't been able to get a loan anywhere until I ca...

I hadn't been able to get a loan anywhere until I came across Zopa, literally applied and money was in the bank within an hour. Easy payment made clear on the zopa app. Great that you can see the loan coming down and even better I've opened a savers account too , gaining more interest than I've been able to get with my main bank.All so easy and straight forward. I would highly recommend, oh and i have a credit card with them too, helping to build my credit rating...cant say much more than absolutely spot on no fuss no jargon just brilliant. Reviewed on: 4th March 2025

Excellent experience with Zopa

I’ve had nothing but a positive experience with Zopa. Their app is excellent and I’m real happy with the interest and repayments. Keep up the good work folks Reviewed on: 4th March 2025

Excellence

Relaxed trustworthy great rates great value great products Reviewed on: 4th March 2025

I am very happy with the service I have received fro...

I am very happy with the service I have received from zoopa Reviewed on: 4th March 2025

Excellent service.

Excellent service. The service was fast and efficient, and well received. Whe I needed help Zopa was there to lend a hand. Reviewed on: 4th March 2025

simple but effective process

a simple application process with good communication at each stage. Felt welcomed and considered at every step Reviewed on: 4th March 2025

Fast and Efficient - Great App and immediate decisio...

Fast and Efficient - Great App and immediate decisions, withiut impacting your credit score! Reviewed on: 4th March 2025

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