Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great service friendly customer service.

Great service friendly customer service. Reviewed on: 28th February 2025

Nice easy app to use.

Nice easy app to use. Money for loan instantly in account. Supr speedy loan. Reviewed on: 28th February 2025

Really quick and easy to use.

Really quick and easy to use. Great online information Reviewed on: 28th February 2025

Best customer service

Best customer service, quick response and best explanation Reviewed on: 28th February 2025

Amazing and excellent

My lone experience was amazing but the interest rate sucks Reviewed on: 28th February 2025

Loan to account easy way

It was easy to find the loan company. Once found it all went very smoothly, just had to give a few details and then the loan came through very quickly and we were able to get what we wanted. All very easy and efficient. Reviewed on: 28th February 2025

Zopa loan was granted quickly and transaction time w...

Zopa loan was granted quickly and transaction time was superb. I have had several loans for Zopa and would look nowhere else when looking for a loan. Reviewed on: 28th February 2025

Gave me help when no one else was offering.

Gave me help when no one else was offering. Reviewed on: 28th February 2025

THE BEST FOR LOANS AND SAVINGS

Zopa offer easy to access loans, at great rates which can be easily managed. My loan was paid out within hours and the app allows me to manage the loan and make overpayments when I choose. I've used Zopa for years - for savings and loans; and they always deliver. Five stars all the way. Reviewed on: 28th February 2025

Customer interest is at the core of every service th...

Customer interest is at the core of every service they offer. Very professional and no hidden end products. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from My Community Bank 4.90 from 3219 reviews
Personal loan (discontinued)
from 1st Stop (inactive company) 2.80 from 2 reviews
Personal loans
from Hastings Direct 4.45 from 119 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub