Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Gave me the credit I needed.

Gave me the credit I needed. I have been a customer for several years and never had any problems. Reviewed on: 28th February 2025

The whole process from applying for a personal loan...

The whole process from applying for a personal loan to being paid out was easy. I was kept up to date with where my application was at all times Reviewed on: 28th February 2025

The process was incredibly easy and realistic to my...

The process was incredibly easy and realistic to my needs as well as responsible lending. Excellent service straight forward, I am extremely grateful with the company. Reviewed on: 28th February 2025

Have two personal loans with Zopa, fantastic rates a...

Have two personal loans with Zopa, fantastic rates and fantastic customer service. Applications complicated online and money in bank account was swift. smooth application process and would recommend to anyone needing a loan Reviewed on: 28th February 2025

Quick response and easy to use app

Quick response and easy to use app Reviewed on: 28th February 2025

Very useful and easy to use the app

Very useful and easy to use the app Reviewed on: 28th February 2025

A Personal Loan with Zopa

I recently phoned the Customer Service Team at Zopa to enquire about a personal loan. After they went through the terms and conditions with me and fully explained what the interest and repayment schedule would be for the loan amount I needed. Within a few hours that same day, had a message informing me that my application was successful! Such a great easy process, thanks Zopa! Reviewed on: 28th February 2025

My loan was in my account super fast way to use app...

My loan was in my account super fast way to use app no issues so far been in the agreement for just over 2 years offered a new loan at a slightly lower rate so feels considerate. Reviewed on: 28th February 2025

Straightforward, Efficient and Transparent

Setting up our loan was straightforward, the process efficient amd the information about interst rates and charges transparent and clear. Reviewed on: 28th February 2025

Flexible and great value

I borrowed £1000 to pay off a few hundred pounds of debt. I was able to repay the loan almost immediately with the money I didnt need, at no extra cost! The interest rates are great, you can pay extra payments with no penalty aswell! Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Payday UK 2.54 from 8 reviews
Inheritance Loan
from Ampla Finance 0.00 from 0 reviews
Personal loan (discontinued)
from On Stride Financial (inactive company) 3.85 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub