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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Super!

Just a quick no hassle service which zopa provide. Money when I needed it Reviewed on: 4th January 2018

Got my dreamcar

From start to finish it took minutes, money was transferred into my account which made it very easy to access, will definitely use Zopa again and highly recommend them. Hassle free Reviewed on: 4th January 2018

No issues

I've had a good experience with Zopa. They were the cheapest rate around when I got my loan so I'm happy Reviewed on: 4th January 2018

Amazing service!

From the very start they have provided me with excellent service and amazing communication unlike most other loan companies. I would definitely recommend to everyone in need of a loan! Reviewed on: 4th January 2018

very good lender for people with poor credit

very well processed and streamlined systems Reviewed on: 4th January 2018

Fast and efficient service

Took out a loan a few months ago and I have absolutely nothing but positive comments. Really fast service, all done online and a great online area where you can keep track of your loan. Reviewed on: 4th January 2018

Very good

Very good had no problems so far Reviewed on: 4th January 2018

Excellent

Very easy set-up, great rates and rates offered as advertised. Very happy. Reviewed on: 4th January 2018

Quick easy decision

Zopa make the process quick and easy, give you a decision there and then and make funds available super quick. Best loans company I have ever dealt with. Reviewed on: 4th January 2018

Still can't believe how good a loan service this is!

I have taken three loans out with zopa and repaid two. I can't believe how low interest the rates are and how simple the set up and repayment process. The customer experience is great. I have nothing but positive things to say about them. Reviewed on: 4th January 2018

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