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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great company!

It's a very easy process and a amazing team what more do you want! Reviewed on: 4th January 2018

Extremely Efficient and Hassle free service

Getting a loan for my car was easy as filling a simple form, after which an agent called me and asked couple of security questions. Have been a customer now for 3 whole years. Reviewed on: 4th January 2018

Simple , clear and trouble free

Zopa have been great for us, we’ve had two large loans wedding and a car.. with the clear and clutter free web portal makes Zopa simple. With our second loan we had a fantastic rate. Reviewed on: 4th January 2018

Need a loan - get Zopa!

Great customer service, smart and fast. Best in the UK! Reviewed on: 4th January 2018

Brilliant

Very easy to apply for, I will definitely recommend to my friends and family. Reviewed on: 4th January 2018

Highly Recommended

With deals better than any retail bank, and a very quick seamless application process coupled with the friendly customer service, makes Zopa an easy recommendation. I have insisted to any one considering a loan, that they should apply with Zopa. Reviewed on: 4th January 2018

Excellent service

Good rates, quick decision, all easily arranged online. Would be happy to use again. Reviewed on: 4th January 2018

Quick Friendly no hassle

I applied for a loan and couldn’t be happier with the service I received. The rates were the best out of the rest out there. Happy to recommend to anyone. Reviewed on: 4th January 2018

Financial Services as they should be

Straight forward application process. Reasonable rates. No hidden fees. I wanted to borrow some money, they said yes, I received the money. Can’t really get any simpler than that. Reviewed on: 4th January 2018

Perfect

Quick efficient and reliable what more needs to be said? Reviewed on: 4th January 2018

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