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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Straightforward, helpful. Like the principle of a group of lenders.

I chose Zopa over conventional bank loan as it was a group of individuals rather than a non-personal megalith. Reviewed on: 4th January 2018

Loans

Thay where quick and helpful and no hassels Reviewed on: 4th January 2018

Help when you need it most

Zopa were tbere for me when i needed them Reviewed on: 4th January 2018

Loan

Filled out loan on line found out the next day been approved very good service Reviewed on: 4th January 2018

Great!

Very straight forward to set up, quickly sorted. Almost at the end of loan-had no problems at all. Would use again. Reviewed on: 4th January 2018

Fast, simple & competitive loan

Arranged the loan in minutes online with the terms I had wanted and a lower than expected cost. Also like being able to keep track on payments/balances online. Reviewed on: 4th January 2018

Excellent service, everything explained, simple and straightforward

Title sums it up really, everything is very clearly explained step by step, fast reliable service with a great rate to top it all off. Would definitely recommend Reviewed on: 4th January 2018

A vast community of like minds

Applying for the loan was unbelievably easy given my previous experience with banks. Zopa and the huge community of lenders have made a massive difference to me and my personal finances, so much so that I intend to become a Zopa lender in the future; as it really is a wonderful and very fair service and business strategy. Bravo to all involved and thank you Zopa. Reviewed on: 4th January 2018

Hassle free fabulous quick service

Very efficient and brilliant rates !will definitely use again if I need a loan Reviewed on: 4th January 2018

No hassle

Zopa is a great easy to use company. They make everything so simple and hassle free. And the money arrives in no time. I would use them again. Nothings tot big or small. Reviewed on: 4th January 2018

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