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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy, very easy

5
Quick process and loads of help. Ahould I need another loan I will defiantly be back Reviewed on: 4th January 2018
Steve's avatar
Steve

Best loan provider

5
When I needed a small loan for my sons wedding , Zopa were the only loan provider who would lend me this amount , for a period that suited me , two years rather than the usual 5years ! They were quick at getting bk to me with an answer and I had the money in my account after a day or two ! I would recommend them to any of my friends and family as their interest rates are pretty competitive too - a great all rounder in efficiency , professionalism and quickness !! Reviewed on: 4th January 2018
Hilary Venables 's avatar
Hilary Venables

Great

5
Had no issues and always helped when I've been needing to borrow for essential items. Reviewed on: 4th January 2018
Karl's avatar
Karl

Loan

5
Excellent efficient service! Would defined recommend! Reviewed on: 4th January 2018
Maria Anne Mail's avatar
Maria Anne Mail

Excellent service

5
Needed a loan for a new car at lowest rate possible and zopa were there for me with an easy, no hassle service. Reviewed on: 4th January 2018
Mark Gee's avatar
Mark Gee

easy fast and cheap

5
great service. quick response, easy to work with and great rates couldn't want for more Reviewed on: 4th January 2018
neill's avatar
neill

Fantastic

5
It was quick and simple to apply told us there and then well sorted company Reviewed on: 4th January 2018
Stuart sharpe's avatar
Stuart sharpe

Fantastic Service and Value

5
Struggling to get my finances in order I looked into to Zopa for a low interest loan. Zopa was quick to approve my loan and their website so way to navigate. Very happy customer! Reviewed on: 4th January 2018
Silvia Rice's avatar
Silvia Rice

Easy and good online banking

5
2nd time with a ZOPA loan and both times with great rates and good online banking options for clear amount to pay off early and money still owed. Reviewed on: 4th January 2018
John Rough's avatar
John Rough

Loan

5
This is the second loan I have taken out with Zopa. My experience with them has been second to none. The application is straight forward, the money lands in the account when they say. You can pay more than required as and when you want. The total amount is clear along with the apr. If you need to change any details it is done within a quick timeline. I cannot think of one negative with this company. Lastly their interest rates are very competitive. Reviewed on: 4th January 2018
Miriam Cunningham-Silman's avatar
Miriam Cunningham-Silman

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