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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Best loan provider by far

Excellent, straightforward service. Would recommended to anyone, a pleasure doing business with them! Reviewed on: 4th January 2018

Quick, easy, great VFM

Why can’t all loan providers offer this level of service? Reviewed on: 4th January 2018

Hassle free

Very easy to set up a loan,good offers sent by email,can't fault this company Reviewed on: 4th January 2018

Zopa will be there in times of need.

It's difficult to get loans from banks sometimes even if affordability can be proved. Zopa has not disappointed me till now, and have always provided loans at very reasonable rates in times of need. Highly recommended!! Reviewed on: 4th January 2018

Easy to use

Applied for loan and received reply quickly and efficiently. Receive monthly statement via email. Ease of use to access account details, would recommend to others. Reviewed on: 4th January 2018

EASY TO MANAGE LOAN, FRIENDLY PROVIDER AND GREAT RATES!

After trying some supermarket banks I decided to consolidate all my debts into a Zopa loan. It was so simple to be approved and the money was wired within days. The customer experience is great- just awaiting that all- important app to become available. I have already recommended Zopa to several friends and can honestly say it's the best service I've received from a banking group. Reviewed on: 4th January 2018

Fast, simple and effective.

Easy online quote, few final details over the phone. Loan in account within a matter of a day or two. Nice and simple process. Reviewed on: 4th January 2018

Great loan company

Very easy to manage my loan and no hassle when i wanted to pay it off early. Reviewed on: 4th January 2018

Excellent!

A first rate loan provider. Excellent customer service. I’m glad I chose Zopa. I would most definitely recommend to anyone considering taking out a loan. Reviewed on: 4th January 2018

Tip top from start to finish

I have recently recommended Zopa to one of my friends and he is over the moon with the service and delivery as much as I was! Reviewed on: 4th January 2018

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