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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great, quick and easy

No nonsense, quick to respond. No problems at all. Reviewed on: 4th January 2018

Easy swift and painless

Applied . Agreed. All with no hiccups. Money transferred into bank swiftly. Great interest rates. Would approach again without hesitation - loan for home improvements. Reviewed on: 4th January 2018

Amazing service

Amazing service, amazing rate, would use again Reviewed on: 4th January 2018

Best loan borrowers I've had out of the to I've used

Used zopa twice now very good and easy to set up got a loan running now and definatly use them again as well Reviewed on: 4th January 2018

Straight talking, black and white service.

They give you the assurances like a well known high street bank would, but provide it online through great branding, clear communication and just the right amount of email updates to remind you they’re still there if you need them again. Safe, secure and flexible. Reviewed on: 4th January 2018

Super-Fast and Efficient service and highly competitive!

Processed my loan application online very quickly, with no hiccups or demanding questions. Highly commend Zopa's approach to proactive customer services! Kindest regards, Craig Woodward Reviewed on: 4th January 2018

Easy

Is better than banks or any online lender, I would strongly recommend their service Reviewed on: 4th January 2018

Excellent

Quick and easy to use service. Reviewed on: 4th January 2018

Easy fast and straught to point

Easy page to navigate. Straight away you know what will cost no hidden fees.. Easy to pay extra log in see.. And money was in acc fast Reviewed on: 4th January 2018

Outstanding

The whole process was simple and clear yet comfortingly professional from the initial enquiry to the money transfer Reviewed on: 4th January 2018

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