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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Perfect!

My colleague recommended Zopa to me when I was looking to make a large purchase. I've been extremely satisfied with the service received and just how simple it is. There's so much control, you make extra payments without being charged and see clearly how much you've paid and what you still owe. I have and would recommend Zopa to anyone looking for a loan! Reviewed on: 4th January 2018

Efficiently excellent

Zopa not only offered excellent rates but their unobtrusive administration style and first rate website make the maintenance and upkeep of my loan simple, clear and concise. Regular emails keeps me up to date and the website is simply one of the moat intuitive and user friendly I have seen. Reviewed on: 4th January 2018

Best loan company i have ever worked with

really simple and quick process from the repayments calculator to money in my account took hardly any time. All the checks were simple and the overall experience was great in terms of customer service, clarity and professionalism. the rates are great too. Reviewed on: 4th January 2018

Great service

Great service, quick response, hassle free. Reviewed on: 4th January 2018

Hassle free/low interest

Best service provider, 2nd time in a row, I received the low interest rates. Reviewed on: 4th January 2018

Fast and easy to apply. Money transferred quickly.

Best experience I’ve had when dealing with personal finance. Many thanks. Reviewed on: 4th January 2018

Great loan company, best interest rates I could find!

Having applied to several companies only to find that the interest stated on their website was never achievable, I had my doubts about Zopa. I'm thrilled to say that they are very transparent with their rates and what you see really is what you get! A great company I would fully recommend to anyone! Reviewed on: 4th January 2018

Quick Loans

I required a loan for my bathroom last year, was very impressed with the quickness and amazing customer service. Reviewed on: 4th January 2018

The Best

Best rate, and best customer experience by far. Reviewed on: 4th January 2018

Excellent Service

I have now had two loans from Zopa, and the rates, service and friendless of the company has been outstanding! Highly recommended. Reviewed on: 4th January 2018

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