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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy and simple process!

This was one of the easiest loans I have applied for. A thoughtful simple process which was all completed in a very speedy transaction. Would definitely recommend! Reviewed on: 4th January 2018

Quick, Easy and Affordable

I took out a Zopa loan rather than expensive car finance. I would definitely recommend. The process is quick and easy and I can log on to make overpayments easily. Reviewed on: 4th January 2018

Excellent rates and service

Very simple to arrange and excellent rates Reviewed on: 4th January 2018

Fantastic

Possibly the nicest user experience for any financial transaction. A pleasure to use. Well done. Reviewed on: 4th January 2018

Fast and easy

Online application was very straightforward and funds received quickly. Very happy with the whole process. Reviewed on: 4th January 2018

Great service

I have never used a finance company or bank that has been so flexible and fast at sorting out a loan than these guys, big up to Zopa. Reviewed on: 4th January 2018

Easy

Easy experience, good rates, can't fault them at all. Reviewed on: 4th January 2018

Easy, Affordable and well managed

I set about a short term loan to improve our family home. The Zopa concept was interesting. This coupled with the fact that the application process was swift and efficient taking into account my good credit worthiness. I Have recommended to family and friends and would look to Zopa in the future. Reviewed on: 4th January 2018

Affordable and Quick

I took out a Zopa loan rather than expensive car finance and am so pleased I did - it was quick and easy to apply and I can log on easily and make overpayments. Would definitely recommend! Reviewed on: 4th January 2018

Good and easy

Easy application process. Money was in bank next day. Very easy to understand. Makes a change. Would recommend. Reviewed on: 4th January 2018

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