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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Best rates, great site

Brilliant website, and offers great rates Reviewed on: 4th January 2018

Good professional company

Far better than the high street banks who continue to rip of there customers and excellent companies like this can hopefully rid us of those disgusting loan shark payday lenders. Reviewed on: 4th January 2018

Quick and Easy

Very quick to provide a decision, very easy to deal with and great communication throughout. Reviewed on: 4th January 2018

Best loan out There, very easy to apply.

So easy to apply for, the interest rate was the best available . Fantastic service, the cash was in my bank very quick, I can not fault the service in any way. Reviewed on: 4th January 2018

A Beautiful transaction

I was looking for a company that where professional, efficient, and did exactly what the reviews claimed, Zopa are the best ! Reviewed on: 4th January 2018

Ver easy

Quick and proffessional. Easy from start to finish. Reviewed on: 4th January 2018

Very easy, fast service

Applying was really easy and the money was transferred quickly Reviewed on: 4th January 2018

Great service

Can’t believe how great this company was and how quick they dealt with application.... would recommend them to anyone Reviewed on: 4th January 2018

always Excelent

Just easy to deal with no hassle. Reviewed on: 4th January 2018

Loan

Got instant decision, no problem changing payment day or making early repayments - great service Reviewed on: 4th January 2018

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