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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

New Car

5
Needed a loan for a car. Didn't have a great credit score however Zopa approved a loan, so i am mobile and i am managing to pay the loan back painlessly. Reviewed on: 4th January 2018

Super Efficient

5
From applying for the loan to the actual payment was super quick and extremely efficient. The online resources are also great with regards to keeping track of payments, statements and even changing payment dates or increasing payments. I would definitely use them again and recommend them. Reviewed on: 4th January 2018

Easy

5
Easy application and quick response. Highly recommend and would certainly use again. Reviewed on: 4th January 2018

Excellent

5
Overall excellent service, nothing complicated to fill in & the money was in my account very quickly. Reviewed on: 4th January 2018

"no problem"

5
Borrowing money through Zopa couldn't be simpler and more pleasant. Ongoing the website makes it easy to keep track of your account and make any adjustments. Reviewed on: 4th January 2018

pleasure

5
Wall perfect Airways Great service and support Reviewed on: 4th January 2018

Excellent app

5
Fast and easy to use website and quick response Reviewed on: 4th January 2018

Excellent service

5
Very understanding efficient and quick service No hasstle easy to manage Reviewed on: 4th January 2018

Superb service

5
Quick and easy to deal with and friendly service Reviewed on: 4th January 2018

Brilliant service

5
Super quick and easy service. Used them twice and no complaints Reviewed on: 4th January 2018

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