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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Pleasure to deal with !

Loan application, delivery, follow up and support services are second to none! Reviewed on: 4th January 2018

Great loan company

This is one of the best loan companies, with no early repayment fees, easy application and easy website to navigate. Reviewed on: 4th January 2018

An excellent company

Fantastic rates and a brilliant service. Some of the best rates out there in the market. Reviewed on: 4th January 2018

Personal loans @ very low rates

Got my loan approved straight way. Interest rate very low compared to couple of other banks I applied. Money in straight away in couple of days. No paperwork involved. Definitely recommend it, no time waste. Reviewed on: 4th January 2018

Zopa - king of loans

Great website, very easy to use and understand with everything explained in clear English. Will be my first stop if I ever need another loan. Reviewed on: 4th January 2018

Okay for 1st loan

So 1st loan nice and easy. However after 3 years and not 1 payment missed I decided another loan giving my 1st one was so good. The word loyalty means very little to these guys. APR rates doubled even tripled even tho in had a vertex credit score with no missed payments ?? Mmmm Reviewed on: 4th January 2018

Great

Great response, Great rates, Great people,in just one word for Zopa - "GREAT" Reviewed on: 4th January 2018

Quick turnaround

Really fast service from applying to receiving the money. Repayments were also a good rate in comparison to other lenders. Reviewed on: 4th January 2018

Great, quick service

They helped me get a loan to get my finances back on track. Super friendly team and all was done quickly and efficiently. Reviewed on: 4th January 2018

Great rates, great company

I needed money to pay for my wedding; Zopa offered a fantastic loan and helped make my wedding perfect Reviewed on: 4th January 2018

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