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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great, slick and fast service

I would definitely recommend Zopa to any family and friends who were looking for a loan. The process of applying for the loan was quick and easy and I have had no problems since. There are no hidden charges and everything is transparent. My online account is easy to use. Reviewed on: 4th January 2018

Quick loan process

Quick and easy steps to follow quick response with agreeing loan Reviewed on: 4th January 2018

Lowest apr.

Lowest apr I could find. Easy to use online payments, flexible to pay more back when I want. Reviewed on: 4th January 2018

No fuss, fast, friendly

No fuss, fast, friendly No fuss, fast, friendly Reviewed on: 4th January 2018

they do what it says on their tin...! Simple..

I have had 2 loans from Zopa for new car purchases and can honestly say that I do not have a bad word to say about them... they have a slightly higher interest rate than I would like but everything else they do is great.. the customer service is immediate and second to none.. their website is easily navigated and once logged in gives you all the info you could need.. Hopefully I don't need too many (if any) further loans but if I do then Zopa will be my first stop when deciding on a provider.... and it is unlikely I will have to look much further. Reviewed on: 4th January 2018

Best around

Top tip for anyone looking for a loan STOP..!!! This is the one, will use again if needed. Reviewed on: 4th January 2018

Perfect loan

Very good loan, quick applied and quick money on account. Reviewed on: 4th January 2018

Easy to use no nonsense service

Taking a loan with Zopa was the easiest loan I ever took. The website was intuitive and informative and took no time at all. The rates are very good and the options to pay off loans and consolidate loans are great features. Reviewed on: 4th January 2018

Zopa loan review

Simple to apply for, clearly set out and easy to understand before applying. Helpful and professional call center with an easy to follow web site. Excellent company that I would recommend to anyone. Reviewed on: 4th January 2018

Straightforward and upfront

I tend to steer clear of borrowing money whether it be from loans or credit cards, however I needed some cash for my series Land Rover project and this was the only way. The promotional rates I was offered on the initial search engine were adhered too, and from start to finish the application was painless. The online account (even for a technophobe) is easy to use and gives you a clear picture of your repayment situation. Would 100% reccomend. Reviewed on: 4th January 2018

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